|
Personalized Mortgage Plan
Integrate your largest financial instrument with your goals
Your Personalized Mortgage Plan can have a powerful impact on your overall financial picture.
Consumers who secure the services of a mortgage planning professional are uniquely empowered to make solid decisions. By using the Personalized Mortgage Plan, you will understand the total cost and the total benefit of every option available. Whether it is optimizing equity or debt, aligning the mortgage with your financial goals, adjusting for life events, or preserving cash flow, a mortgage plan clarifies the decision-making process.
Total Cost Analysis
The Total Cost Analysis performs the industry’s most powerful side-by-side analysis of a loan’s performance over time. More importantly, it highlights two specific areas of the total loan cost and benefit. First, it measures the true financial impact for the homeowner if he or she were to invest the savings of a given loan into an asset accumulation account.
Second, it demonstrates the power and benefits of repaying the debt early. Because the information provided in this unique report is complete, you will appreciate the confidence of knowing your best interests are being served. |
RateWatch Report
Maintain complete control over how your loan is performing
As your Mortgage Planner, I believe that my work really begins with the closing of your loan. The RateWatch Report is a service designed to help you maintain continual control over the performance of your mortgage. I will be proactively providing you with information and analysis to review how your loan compares to current options. You will enjoy constant control over having the financial data you need to determine if the changes in your life or in market conditions warrant the fine tuning of your mortgage instrument.
RateWatch Analysis
The RateWatch Analysis captures the current status of a loan’s performance (rate, payment, remaining balance) and presents it in the meaningful context of today’s market conditions. If your goal is to pay off your mortgage as quickly as possible, you can quickly determine the savings achieved by doing so in varying amounts.
In addition, if you need to focus on maximizing your cash flow, that information is also at your fingertips. Because the information provided in The RateWatch Analysis is timely and meaningful, you will experience a level of control over your mortgage unique to most consumers. |
Annual Equity Review
Achieve optimal equity through an in-depth review
It has been said that the only thing that is constant is change. The Annual Equity Review takes an indepth look at the various aspects of your mortgage’s performance, allowing you to determine if your loan is continuing to contribute to the acceleration of your financial goals. If the changes in your life warrant changes in your financing, you’ll be able to make that decision. Just as we go to the doctor for regular checkups for our bodies, the Annual Equity Review will empower you to optimize your equity by helping you to assess your mortgage’s “health” each year.
Equity Repositioning Analysis
The Equity Repositioning Analysis illustrates the value and power of restructuring debt and equity. This unique analysis helps you to calculate the totality of your current debt structure and assess how certain adjustments might support your financial goals. Whether it is increased savings, maximized investment return, or early retirement of your mortgage debt, specific numbers are available for your consideration. Optimizing equity can be one of the most powerful controls for you as the homeowner. The Equity Repositioning Analysis will give you the data you need to optimize your equity and properly manage your debt. |
